May 28, 2011 § Leave a comment
Vendy ironed her shirts, whitened the kitchen sinks and made pancakes this morning. She ran out of regular flour, so she used S’s baking flour. Which S is not using. Even though he’s been fantasizing about baking for a year.
Does it dry up
like a raisin in the sun?
Or fester like a sore–
And then run?
Does it stink like rotten meat?
Or crust and sugar over–
like a syrupy sweet?
Maybe it just sags
like a heavy load.
Or does it explode?
May 23, 2011 § 1 Comment
May 23, 2011 § Leave a comment
May 22, 2011 § 1 Comment
Saturday, a penetratingly sunny day. Perfect for biking: Taylor Creek > Brick Works > Mount Pleasant Cemetery > Nicole MacNicol Parkette > Sunnybrook > Taylor Creek. Dinner with my parents. dad made perfectly textured fish fillet
Sunday, S playing soccer. Jotting down memories from the wine + herb weekend. I’m a red wine person, because red wine is clearly more keen. But I do have a soft spot for the acidity of Riesling and the aroma of Gewurz.
Inniskillin Tom Yum Soup Ontario Edamame Enoki Mushroom Lemongrass
best wine + soup pairing ever
Marynissen Estates Winery
2007 Cabernet Merlot
not usually a salami person but bison salami + Merlot is wow
2009 Artist Series Gewürztraminer
Spring Lamb Sausage with Organic Mint Yoghurt
can’t say I understand this pairing of wine and food, but the pairing of lamb and mint is amazing
The Ice House
2006 Northern Ice Vidal Icewine
Garlic Shrimp Crostini with Ice Wine
one of my goals in life is to eat seafood. for breakfast. for brunch. for lunch. for dinner. now for late night dessert too
Crepe with Sauteed Sauerkraut and Mushroom Garnished with Dill
Barbara runs an amazing bed and breakfast and cooks amazing food
May 21, 2011 § Leave a comment
Although an actuarial science major, I have never thought deeply about insurance.
No need to think too deeply about mortality. I accepted the term insurance offer when I signed my mortgage papers. I picked the maximum coverage when I enrolled in group benefits at work. Before age 50, life insurance is not that expensive. After age 50, it’s not necessary. not planning to make enough money to make tax planning necessary
Too early to think too deeply about longevity. Retire at age 65. Use retirement savings to pay for living expenses for 10 years. Sell house at age 75. Use proceeds to pay for living expenses including long term care expenses for 10 years. Use retirement savings to fund inflation-linked longevity protection that kicks in at age 85. hopefully inflation-linked longevity protection will be available in the Canadian market before I turn 75
No point to think too deeply about non critical illness. The best insurance is to marry a doctor. The second best insurance is to live in a place with a good public health care system. Because a good public health care system is the best way to keep costs under control.
Denise is considering buying critical illness insurance because hiring a care giver can help alleviate the burden on family members. I’ve always assumed that critical illness & disability would lead to lack of longevity, so it would be okay to use retirement savings. Maybe this is not a good assumption?
S making waffle brunch
May 20, 2011 § Leave a comment
May 12, 2011 § Leave a comment
- 2005 Plan: PhD
- 2005 Actual: Milliman
- 2008 Plan: MBA. Management Consulting.
- 2008 Actual: Oliver Wyman. Manulife.
For the past six years, although Actual deviated significantly from Plan, I met my skill development goals: risk > pricing > product.
One of my dreams is to work somewhere really emerging (e.g. Vietnam). I wonder whether it makes more sense to make a move now or later in my career. Having spent the past two years reviewing products sold worldwide, my current thinking is that people everywhere want the same thing and skills developed in one market can be transferred to another market. So the most important thing is to develop the right skills.
Over the next six years, I hope to broaden my horizons: product > marketing > distribution. But I don’t have a plan yet …
- 2011 Plan: ?
- 2011 Actual: ???
- 2014 Plan: ?
- 2014 Actual: ???